What are the Income Tax Deductions for NRIs in India?

DV Posted by: Deepa Verma
• 09 December, 2025
2 Reply

Here are the deductions under the Income Tax for the NRIs. 

For the NRIs, most of the deductions fell under Section 80. A maximum deduction under section 80C is up to 1.5 lakh INR  from the gross total income of an individual.

Deduction from the house property income for NRIs

An NRI can claim all the deductions which are given below: 

  • You can get a standard deduction on the rent, which is 30%. 
  • You can get a standard deduction under Section 24 on a home loan. 
  • Under section 80C, you get the principal repayment deduction. 
  • Under section 80EE, and section 80EEA

 Deductions under section 80D

As an NRI, you would get the following deduction under Section 80D. 

  • You would get a deduction for the premium paid for health insurance. 
  • You would get a deduction up to 25,000 INR for the insurance for yourself, spouse, and dependent children. 
  • An NRI can also get a deduction of parents' insurance for up to 25,000 INR.
  • If you have paid the insurance premium for the senior citizens, then you can get up to 50,000 INR deductions. 

Tags : Income Tax Deductions for NRIs, Income Tax Deductions for NRIs in India

  • Rohan Nambiar 14 December, 2025

    Here are some of the deductions for the NRIs that are not allowed in India according to the Income Tax. 

    Deductions which are not allowed under section 80C: 

    • You cannot do investments under the PPF. 
    • Any investments in the national savings certificates (NSCs). 
    • Investments under the senior citizen savings scheme (SCSS). 

    Deduction under section 80DD for the differently abled 

    Deduction under differently abled under section 80DDB. 

    Deduction under section 80U for the differently abled. 

  • Pragya Venkatesh 12 December, 2025

    You get the following deductions under section 80E: 

    • You can get a deduction for paying the education loan interest. 
    • You can get this for higher education for the NRI children, spouse, or student. 
    • There is no specific limit that you can claim as a deduction under this section. 
    • You can get a deduction for a maximum of 8 years until the interest is paid. 

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