What are the Best Way for the NRIs to Send Money to India?

VO Posted by: Viraj Oberoi
• 05 December, 2025
3 Reply

Here are some of the best ways for the NRIs to send money to India. 

  • Wire Transfer: A Non-resident of India (NRI) can transfer their money from foreign or their country of residence to India through a wire transfer, which is one of the most popular ways to send money to India. This method will provide you with a secure way to transfer your funds directly to the recipient's bank account. 
  • Online Banking: Again, one of the best ways to transfer funds by an NRI to India is through online net banking, which is a safe option and allows you to send the funds easily from your mobile or tablet. This is more beneficial for the NRIs because it provides them with low exchange rates and low fees as compared to a wire transfer. 
  • Money Transfer Operator: Through this method, an NRI can send money easily and with competitive exchange rates. You can take the companies that have experience in facilitating international money. By choosing a Money transfer operator, you can have various options, like cash pick-ups, online transfers, and mobile wallet deposits. 
  • Through Online Payment Platforms: You can also send money through the online platforms and apps, which is also a perfect and secure way to send money to India by an NRI. Here are some of the online platforms that you can use to send money: PayPal, TransferWise, Remitly, etc. 
  • Through the Foreign Currency Check: You can send money as an NRI to India by foreign currency check or a bank draft, which is an easy option. A bank draft is issued by the owner of the bank, which confirms the payment of an amount. 

Tags : Best Way for the Nris to Send Money to India, Send Money to India

  • Arnav Khanna 11 December, 2025

    Here are some of the factors given below that affect the money transfers. 

    • Mostly, the money transfers are affected by the exchange rates and currency conversion, which can affect the amount you are sending to India. 
    • Through the Online money transfer apps or platforms, you have to pay fees with many hidden fees, which can cost you more for sending out the money as an NRI to India. 
    • You need to choose a secure and reliable online transfer app or platform that can help you transfer your money speedily and securely without facing any scams. 

  • Mukul 09 December, 2025

    Here are some of the benefits of choosing a wire transfer for sending money to India from an NRI. 

    • By doing a wire transfer, you get funds in your account directly with a secure connection. 
    • This method is very reliable and accepted all over the world. 
    • Through this method, you can handle larger transactions. 

  • Daksh Sinha 07 December, 2025

    Here are some of the documents that you need to send money as an NRI to India.

    • You need to provide a copy of the identification proof, which includes your passport. 
    • For the proof of funds, you can submit your bank account details.
    • For the verification of high-value transfers, you need to submit your income proof, residence proof, and remittance purpose.

Join The Discussion

Share Your Thoughts and Connect with Others.

Releated Topics

  • What is Foreign Tax Credit?

    A foreign tax credit allows residents to pay the tax on their foreign income in another country to lower their tax liability in India.  The main purpose of the foreign...

    • 8 Reply
    • 52 Views

  • Why are Form 15CA and 15CB Required?

    A Form 15CA is a declaration that is used to collect the information which is related to the payments that are chargeable to tax with Non-residents. It is a useful...

    • 6 Reply
    • 46 Views

  • What are the Income Tax Deductions for NRIs in India?

    Here are the deductions under the Income Tax for the NRIs.  For the NRIs, most of the deductions fell under Section 80. A maximum deduction under section 80C is up...

    • 2 Reply
    • 38 Views

  • What is Fund Repatriation?

    NRI funds repatriation means the transfer of funds from the NRI bank account to an Indian bank account or their residence country bank account. It includes both processes of sending...

    • 6 Reply
    • 53 Views

  • How to Download Form 16?

    To download Form 16 for the salaried, you need to follow the given steps below:  First, you need to visit the official website of the Income Tax Department.  Now, log...

    • 6 Reply
    • 164 Views

  • What is Section 90a of the Income Tax Act?

    Section 90A of the Income Tax Act is applicable between the specific associations of two countries that have signed the Double Taxation Avoidance Agreement (DTAA). This Section allows for a...

    • 4 Reply
    • 177 Views

  • What is Section 91 of the Income Tax Act?

    Section 91 of the Income Tax Act applies to an individual who is eligible to claim the tax relief under a condition if the DTAA is not present between Indian...

    • 4 Reply
    • 120 Views

  • What are the Advantages of Double Taxation Treaties?

    Here are some of the major advantages of the double taxation treaties for Indian residents, which help them manage international investments and incomes.  DTAA provides tax exemptions for people who are...

    • 2 Reply
    • 82 Views

  • What is Form 16 password?

    The Password for the Form 16 is the first five letters of your PAN and the date of birth in the DD/MM/YYYY format. Taxpayers will get their Form 16 passwords...

    • 6 Reply
    • 156 Views

  • Are There Any Income Tax Deductions Available to NRI?

    Yes, NRIs are imposed with several exemptions and deductions under the Indian Income tax laws. These deductions come under the sections 80C, 80D, 80G, 80TTA, which are easily available to...

    • 5 Reply
    • 177 Views
Popular Categories
confused img
Can’t find an answer?

Let Savetaxs guide you to the perfect solution for all your queries.

comunity img

Join Our Facebook Community of
NRIs/OCIs Like You

Join Community
Join Community