How Can I Reduce My Tax Liability Legally as an NRI?

I'm an NRI in the UK, and one of the biggest tax savers for me has been checking whether I was eligible to claim benefits under the India–UK DTAA. I also claimed deductions that were available to NRIs instead of assuming they only applied to residents. My CA reviewed everything before filing, which helped avoid mistakes.

My suggestion is to plan before the financial year ends rather than at the time of filing. I review my investments, capital gains, and interest income with my tax advisor every year. Last year, I also claimed foreign tax relief by filing the required forms because I had already paid tax overseas. That made a noticeable difference.

I live in the UAE and earn rental income from India. Every year, I make sure to claim all eligible deductions related to the property, including the standard deduction available for house property income where applicable. I also keep all supporting documents ready because the Income Tax Department may ask for clarification later.