Can NRIs File ITR Without Aadhaar?

AK Posted by: Arnav Khanna
• 10 July, 2026
6 Reply

I'm an NRI living in the US and I'm planning to file my Income Tax Return (ITR) for FY 2025-26 (AY 2026-27). I have a PAN card, but I don't have an Aadhaar card because I've been living outside India for several years.

When I started reading about the ITR filing process, I came across several articles discussing PAN-Aadhaar linking and Aadhaar verification. That left me wondering whether NRIs can file an ITR without Aadhaar or if it's mandatory to obtain one first.

My income in India consists of rental income from a property in Bengaluru and interest from my NRO account. I also had some TDS deducted during the year, so I plan to file an ITR to claim the correct tax treatment and, if applicable, a refund.

Has anyone here successfully filed an ITR as an NRI without an Aadhaar card? Did the Income Tax e-Filing portal ask you to link Aadhaar, or were you able to complete the filing using only your PAN?

I'd appreciate hearing from anyone who has filed recently. I understand the rules can change, so I'll also verify the latest guidance issued by the Income Tax Department before submitting my return.

Tags : NRIs File ITR Without Aadhaar

  • Charvi Choudhary 01 August, 2026

    I'm an NRI based in Canada and filed my Indian ITR earlier this year without an Aadhaar card. During the filing process, I selected my residential status as Non-Resident, and I didn't run into any problems because I wasn't required to quote an Aadhaar number.

    I had already updated my profile on the income tax portal to reflect my NRI status, which seemed to help. Since I wasn't eligible for Aadhaar, my return was processed normally. I still kept records of my passport and overseas address in case any clarification was needed later.

  • Gauri Saxena 30 July, 2026

    I'm an NRI in the UAE and have been filing Indian tax returns for several years without an Aadhaar card. My accountant advised me to make sure my residential status was correctly reported in the return and that my contact details on the income tax portal were up to date.

    The only time we had to provide additional clarification was when the portal requested confirmation of my residential status. Once that was sorted out, the return was processed without any Aadhaar-related issues.

    Since tax rules and portal procedures can change, I'd still recommend checking the latest guidance before filing.

  • Aparna Khanna 28 July, 2026

    I live in Singapore and had the same concern because I kept seeing reminders about PAN-Aadhaar linking. After checking the official guidance, I found that the linking requirement doesn't apply in the same way to individuals who qualify for the exemption as NRIs.

    I filed my return using my PAN, and the e-verification process worked through my registered bank account. I didn't need an Aadhaar number for filing. That said, if your residential status changes in the future, it's worth reviewing the latest rules because the requirements may be different.

  • S Rama 15 July, 2026

    I remember being confused because there was a lot of discussion about mandatory PAN-Aadhaar linking.

    After reading the official clarification, I found that the Aadhaar quoting and linking requirement generally applies to people who are eligible to obtain Aadhaar. The government has clarified that this requirement does not apply to non-residents who are not eligible to obtain Aadhaar.

    Even so, if an NRI already has an Aadhaar number, it's a good idea to review whether any PAN-Aadhaar compliance requirements apply to their individual situation before filing.

  • Bhagwan singh 12 July, 2026

    I actually have an Aadhaar card because I visit India frequently, but one of my colleagues in Dubai doesn't.

    He was able to file his return without Aadhaar as an NRI. The important part was ensuring his PAN details and residential status were correct. Since he was claiming a TDS refund, he also verified his bank account, AIS, and Form 26AS before filing.

    If you already have an Aadhaar card, your situation may be different, so it's worth checking the latest rules that apply to your case.

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