I'm getting ready to file my Income Tax Return (ITR) for FY 2025–26 and wanted to know whether Form 26AS alone is enough for filing an ITR.
I'm a salaried employee in Pune, and I've already downloaded my Form 26AS from the Income Tax e-Filing portal. It shows the TDS deducted by my employer and the interest earned on my savings account. However, when I logged into the portal, I also noticed the Annual Information Statement (AIS) and the Taxpayer Information Summary (TIS). Now I'm confused about which document I should rely on while preparing my return.
Some of my friends said Form 26AS is enough because it contains TDS details, while others suggested checking AIS as it may include additional income like interest, dividends, securities transactions, and other financial information.
I had a different experience.
I'm an NRI living in Singapore with rental income in India. Form 26AS showed my TDS correctly, but AIS contained additional information about interest income that wasn't obvious from Form 26AS alone.
Because of that, I don't rely on just one document anymore. I also review my bank statements, investment statements, and Form 16 whenever applicable.
If your income is only from salary, Form 26AS may cover most of the TDS details, but AIS is still worth checking before filing.
I filed my return last year using Form 26AS as my starting point, but I also checked AIS before submitting.
In my case, Form 26AS had all the TDS entries from my employer, but AIS included savings account interest that I had almost forgotten about. It wasn't a huge amount, but it still needed to be reported.
Since then, I always compare both documents before filing. It only takes a few minutes and gives me confidence that I haven't missed any reported income.
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I work in Hyderabad and recently filed my ITR.
Before filing, I compared Form 16, Form 26AS, AIS, and my salary slips. Everything matched except one bank interest entry that appeared in AIS but wasn't reflected in my own calculations.
It was a small amount, but I included it in my return to avoid any mismatch later.
From my experience, Form 26AS is a very useful document, but I wouldn't use it as the only source. Cross-checking everything helped me feel more comfortable before submitting the return.