What are the Tax Savings Investments for NRI?

AN Posted by: Anika Nair
• 08 September, 2025
2 Reply

There are many tax savings options for an NRI that can be very beneficial. It includes fixed deposits FDs, National Pension System, Direct Equity, Real Estate, Mutual Funds, Public Provident Fund, Portfolio Management Services (PMS), and unit-linked insurance Plans (ULIPs).

Tags : Tax Savings Investments for NRI

  • Aparna Khanna 14 September, 2025

    I have invested in government bonds, which are very beneficial for the NRI. Given below is a list of some government bonds that NRIs can invest in:

    • Any public sector unit or capital bonds. 
    • In secure corporate bonds and non-convertible debentures (NCDs). 
    • Investments in government tax-free NRI bonds. 
    • Treasury bonds give you guaranteed returns. 
    • Zero-coupon and municipal bonds. 
    • In infrastructure bonds, like NHAI, REC, etc. 

  • Aparna Khanna 10 September, 2025

    Here are some of the tax savings investments for the NRI in India. 

    1. NRIs getting interests earned from the NRE and FCNR accounts are tax-free in India. 
    2. One of the safe investment options for the NRI is in notified bonds and government savings certificates. 
    3. Getting dividends from the Indian companies, but they are subject to a 20% TDS. 
    4. Long-term capital gains tax is 12.5% for amounts exceeding 1.25 lakh.

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