Ask a Question
I recently opened an NRE/NRO account and live outside India, so visiting the bank branch regularly isn't practical for me.
I wanted to know whether NRI account holders can use internet banking and mobile banking just like resident customers.
Specifically, I would like to know whether I can:
I am particularly interested in Indian Bank because I am considering opening an NRE/NRO account there. Are there any additional requirements for NRI customers using online banking from overseas?
I have an NRI account and the main advantage is that I don't need to visit India every time I want to check the account.
Typical online banking functions can include:
However, some NRI-specific requests may still require additional documentation or a separate service request.
Indian Bank's current NRI customer portal specifically allows existing customers to submit certain requests online, including KYC updates, conversion of a resident account to NRO, account grouping, and updating email/mobile details.
Yes, NRI customers can generally use digital banking facilities, but the exact features depend on the bank and account arrangement.
For Indian Bank, the bank provides mobile banking and net banking facilities as part of its digital banking services. Its digital banking information also includes services such as account access and online transactions.
If you're outside India, make sure your registered mobile number and email address are up to date because banks may use them for authentication, transaction alerts and service requests.
Share Your Thoughts and Connect with Others.
I’m an OCI cardholder living overseas and planning to sell a property I own in India. The buyer has told me that TDS could be deducted on the sale amount,...
I’m an Indian-origin person living abroad and trying to understand how Indian income tax applies to NRIs and OCI cardholders. I still have some income in India, including bank interest...
I’m an NRI and recently sold a property in India. The buyer deducted TDS from the sale proceeds, but I believe my actual capital gains tax liability may be lower...
I have been living and working in Dubai for several years and recently received an income tax notice in India related to a property I own there. I am confused...
I am an NRI living abroad and still have some income in India from bank interest and other investments. I want to understand how income tax slabs work for NRIs...
I’m an NRI living in Canada and my family owns agricultural land in India. I’ve been thinking about purchasing an additional piece of farmland near our hometown, partly as a...
I’m an NRI living abroad and recently learned that some banking and investment transactions in India must comply with FEMA (Foreign Exchange Management Act) rules. I’m trying to understand what...
Hi everyone, I’m an NRI living in the USA, and I want to send some money to my parents and siblings in India as a gift. The money would come...
I am an Indian citizen living in Canada and have an NRE savings account with an Indian bank. I want to add my wife as a joint holder so she...
I am an Indian citizen currently living in the USA and trying to decide where to keep some of my savings in India. I already have an NRE savings account,...
Let Savetaxs guide you to the perfect solution for all your queries.
One thing I would check before travelling abroad is whether the mobile number registered with the bank will continue to work overseas.
If the bank uses OTP-based authentication, losing access to the registered number can make online banking difficult. It is also worth keeping your email address updated.
For security, don't share your internet-banking password, MPIN, OTP or UPI PIN with anyone. Indian Bank specifically warns customers against sharing such credentials.